/*! tailwindcss v4.3.3 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-border-style:solid;--tw-leading:initial;--tw-font-weight:initial;--tw-tracking:initial;--tw-shadow:0 0 #0000;--tw-shadow-color:initial;--tw-shadow-alpha:100%;--tw-inset-shadow:0 0 #0000;--tw-inset-shadow-color:initial;--tw-inset-shadow-alpha:100%;--tw-ring-color:initial;--tw-ring-shadow:0 0 #0000;--tw-inset-ring-color:initial;--tw-inset-ring-shadow:0 0 #0000;--tw-ring-inset:initial;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-offset-shadow:0 0 #0000}}}@layer theme{:root,:host{--font-sans:"Inter", Arial, sans-serif;--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--color-white:#fff;--spacing:.25rem;--container-md:28rem;--container-xl:36rem;--text-sm:.875rem;--text-sm--line-height:calc(1.25 / .875);--text-base:1rem;--text-base--line-height:calc(1.5 / 1);--text-lg:1.125rem;--text-lg--line-height:calc(1.75 / 1.125);--text-2xl:1.5rem;--text-2xl--line-height:calc(2 / 1.5);--text-3xl:1.875rem;--text-3xl--line-height:calc(2.25 / 1.875);--text-4xl:2.25rem;--text-4xl--line-height:calc(2.5 / 2.25);--font-weight-medium:500;--font-weight-semibold:600;--font-weight-bold:700;--tracking-wider:.05em;--tracking-widest:.1em;--leading-tight:1.25;--leading-relaxed:1.625;--radius-lg:.5rem;--radius-xl:.75rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono);--color-brand:#0a235d;--color-brand-ink:#265b8b;--color-brand-soft:#eef5fa;--color-brand-glow:#38a1da;--color-surface:#fff;--color-surface-2:#f7f8fa;--color-surface-3:#eef5fa;--color-surface-footer:#0b223a;--color-on-dark:#bddaec;--color-ink:#0b223a;--color-muted:#536272;--color-subtle:#536272;--color-faint:#6b7280;--color-stroke:#dce2e8;--font-body:"Inter", Arial, sans-serif;--font-display:"Poppins", Arial, sans-serif;--text-micro:11px;--text-micro--line-height:1rem;--tracking-eyebrow:.11em;--tracking-display:-.035em;--color-on-brand:#fff;--color-danger:#b3271a;--color-warning:#8a5206;--color-success:#0f7a4d;--color-info:#265b8b;--color-shadow:#0b223a1f}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.invisible{visibility:hidden}.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.static{position:static}.left-\[-9999px\]{left:-9999px}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.mt-0\.5{margin-top:calc(var(--spacing) * .5)}.mt-2{margin-top:calc(var(--spacing) * 2)}.mt-3{margin-top:calc(var(--spacing) * 3)}.mt-4{margin-top:calc(var(--spacing) * 4)}.mt-5{margin-top:calc(var(--spacing) * 5)}.mt-6{margin-top:calc(var(--spacing) * 6)}.mt-8{margin-top:calc(var(--spacing) * 8)}.block{display:block}.contents{display:contents}.flex{display:flex}.grid{display:grid}.hidden{display:none}.inline{display:inline}.inline-flex{display:inline-flex}.table{display:table}.size-4{width:calc(var(--spacing) * 4);height:calc(var(--spacing) * 4)}.size-9{width:calc(var(--spacing) * 9);height:calc(var(--spacing) * 9)}.size-10{width:calc(var(--spacing) * 10);height:calc(var(--spacing) * 10)}.size-14{width:calc(var(--spacing) * 14);height:calc(var(--spacing) * 14)}.h-8{height:calc(var(--spacing) * 8)}.h-9{height:calc(var(--spacing) * 9)}.h-full{height:100%}.h-px{height:1px}.w-auto{width:auto}.w-full{width:100%}.w-px{width:1px}.max-w-md{max-width:var(--container-md)}.max-w-xl{max-width:var(--container-xl)}.min-w-0{min-width:0}.shrink-0{flex-shrink:0}.cursor-pointer{cursor:pointer}.flex-col{flex-direction:column}.flex-wrap{flex-wrap:wrap}.items-center{align-items:center}.items-start{align-items:flex-start}.justify-center{justify-content:center}.gap-2{gap:calc(var(--spacing) * 2)}.gap-3{gap:calc(var(--spacing) * 3)}.gap-4{gap:calc(var(--spacing) * 4)}.gap-5{gap:calc(var(--spacing) * 5)}.overflow-hidden{overflow:hidden}.rounded-full{border-radius:3.40282e38px}.rounded-lg{border-radius:var(--radius-lg)}.rounded-xl{border-radius:var(--radius-xl)}.border{border-style:var(--tw-border-style);border-width:1px}.border-t{border-top-style:var(--tw-border-style);border-top-width:1px}.border-dashed{--tw-border-style:dashed;border-style:dashed}.border-danger{border-color:var(--color-danger)}.border-danger\/30{border-color:#b3271a4d}@supports (color:color-mix(in lab, red, red)){.border-danger\/30{border-color:color-mix(in oklab, var(--color-danger) 30%, transparent)}}.border-info\/30{border-color:#265b8b4d}@supports (color:color-mix(in lab, red, red)){.border-info\/30{border-color:color-mix(in oklab, var(--color-info) 30%, transparent)}}.border-stroke{border-color:var(--color-stroke)}.border-success\/30{border-color:#0f7a4d4d}@supports (color:color-mix(in lab, red, red)){.border-success\/30{border-color:color-mix(in oklab, var(--color-success) 30%, transparent)}}.border-warning\/30{border-color:#8a52064d}@supports (color:color-mix(in lab, red, red)){.border-warning\/30{border-color:color-mix(in oklab, var(--color-warning) 30%, transparent)}}.border-white\/15{border-color:#ffffff26}@supports (color:color-mix(in lab, red, red)){.border-white\/15{border-color:color-mix(in oklab, var(--color-white) 15%, transparent)}}.border-white\/25{border-color:#ffffff40}@supports (color:color-mix(in lab, red, red)){.border-white\/25{border-color:color-mix(in oklab, var(--color-white) 25%, transparent)}}.bg-brand-soft{background-color:var(--color-brand-soft)}.bg-danger\/5{background-color:#b3271a0d}@supports (color:color-mix(in lab, red, red)){.bg-danger\/5{background-color:color-mix(in oklab, var(--color-danger) 5%, transparent)}}.bg-danger\/10{background-color:#b3271a1a}@supports (color:color-mix(in lab, red, red)){.bg-danger\/10{background-color:color-mix(in oklab, var(--color-danger) 10%, transparent)}}.bg-info\/10{background-color:#265b8b1a}@supports (color:color-mix(in lab, red, red)){.bg-info\/10{background-color:color-mix(in oklab, var(--color-info) 10%, transparent)}}.bg-success\/10{background-color:#0f7a4d1a}@supports (color:color-mix(in lab, red, red)){.bg-success\/10{background-color:color-mix(in oklab, var(--color-success) 10%, transparent)}}.bg-surface{background-color:var(--color-surface)}.bg-surface-2{background-color:var(--color-surface-2)}.bg-transparent{background-color:#0000}.bg-warning\/10{background-color:#8a52061a}@supports (color:color-mix(in lab, red, red)){.bg-warning\/10{background-color:color-mix(in oklab, var(--color-warning) 10%, transparent)}}.bg-white\/5{background-color:#ffffff0d}@supports (color:color-mix(in lab, red, red)){.bg-white\/5{background-color:color-mix(in oklab, var(--color-white) 5%, transparent)}}.bg-white\/15{background-color:#ffffff26}@supports (color:color-mix(in lab, red, red)){.bg-white\/15{background-color:color-mix(in oklab, var(--color-white) 15%, transparent)}}.object-cover{object-fit:cover}.p-4{padding:calc(var(--spacing) * 4)}.p-6{padding:calc(var(--spacing) * 6)}.px-3{padding-inline:calc(var(--spacing) * 3)}.px-4{padding-inline:calc(var(--spacing) * 4)}.px-5{padding-inline:calc(var(--spacing) * 5)}.px-6{padding-inline:calc(var(--spacing) * 6)}.py-0\.5{padding-block:calc(var(--spacing) * .5)}.py-2\.5{padding-block:calc(var(--spacing) * 2.5)}.py-3{padding-block:calc(var(--spacing) * 3)}.pt-6{padding-top:calc(var(--spacing) * 6)}.pr-10{padding-right:calc(var(--spacing) * 10)}.text-center{text-align:center}.font-body{font-family:var(--font-body)}.font-display{font-family:var(--font-display)}.text-2xl{font-size:var(--text-2xl);line-height:var(--tw-leading,var(--text-2xl--line-height))}.text-3xl{font-size:var(--text-3xl);line-height:var(--tw-leading,var(--text-3xl--line-height))}.text-base{font-size:var(--text-base);line-height:var(--tw-leading,var(--text-base--line-height))}.text-lg{font-size:var(--text-lg);line-height:var(--tw-leading,var(--text-lg--line-height))}.text-micro{font-size:var(--text-micro);line-height:var(--tw-leading,var(--text-micro--line-height))}.text-sm{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.leading-none{--tw-leading:1;line-height:1}.leading-relaxed{--tw-leading:var(--leading-relaxed);line-height:var(--leading-relaxed)}.leading-tight{--tw-leading:var(--leading-tight);line-height:var(--leading-tight)}.font-bold{--tw-font-weight:var(--font-weight-bold);font-weight:var(--font-weight-bold)}.font-medium{--tw-font-weight:var(--font-weight-medium);font-weight:var(--font-weight-medium)}.font-semibold{--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold)}.tracking-display{--tw-tracking:var(--tracking-display);letter-spacing:var(--tracking-display)}.tracking-eyebrow{--tw-tracking:var(--tracking-eyebrow);letter-spacing:var(--tracking-eyebrow)}.tracking-wider{--tw-tracking:var(--tracking-wider);letter-spacing:var(--tracking-wider)}.tracking-widest{--tw-tracking:var(--tracking-widest);letter-spacing:var(--tracking-widest)}.break-all{word-break:break-all}.text-brand{color:var(--color-brand)}.text-brand-glow{color:var(--color-brand-glow)}.text-brand-ink{color:var(--color-brand-ink)}.text-danger{color:var(--color-danger)}.text-faint{color:var(--color-faint)}.text-info{color:var(--color-info)}.text-ink{color:var(--color-ink)}.text-muted{color:var(--color-muted)}.text-on-dark{color:var(--color-on-dark)}.text-subtle{color:var(--color-subtle)}.text-success{color:var(--color-success)}.text-warning{color:var(--color-warning)}.text-white{color:var(--color-white)}.uppercase{text-transform:uppercase}.underline{text-decoration-line:underline}.underline-offset-4{text-underline-offset:4px}.shadow{--tw-shadow:0 1px 3px 0 var(--tw-shadow-color,#0000001a), 0 1px 2px -1px var(--tw-shadow-color,#0000001a);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.ring{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(1px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.transition-colors{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.placeholder\:text-subtle::placeholder{color:var(--color-subtle)}@media (hover:hover){.hover\:border-brand:hover{border-color:var(--color-brand)}.hover\:border-brand-ink:hover{border-color:var(--color-brand-ink)}.hover\:bg-brand\/10:hover{background-color:#0a235d1a}@supports (color:color-mix(in lab, red, red)){.hover\:bg-brand\/10:hover{background-color:color-mix(in oklab, var(--color-brand) 10%, transparent)}}.hover\:bg-white\/15:hover{background-color:#ffffff26}@supports (color:color-mix(in lab, red, red)){.hover\:bg-white\/15:hover{background-color:color-mix(in oklab, var(--color-white) 15%, transparent)}}.hover\:text-brand:hover{color:var(--color-brand)}.hover\:text-brand-ink:hover{color:var(--color-brand-ink)}.hover\:shadow-lg:hover{--tw-shadow:0 10px 15px -3px var(--tw-shadow-color,#0000001a), 0 4px 6px -4px var(--tw-shadow-color,#0000001a);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.hover\:shadow-shadow:hover{--tw-shadow-color:#0b223a1f}@supports (color:color-mix(in lab, red, red)){.hover\:shadow-shadow:hover{--tw-shadow-color:color-mix(in oklab, var(--color-shadow) var(--tw-shadow-alpha), transparent)}}}.focus\:not-sr-only:focus{clip-path:none;white-space:normal;width:auto;height:auto;margin:0;padding:0;position:static;overflow:visible}.focus\:absolute:focus{position:absolute}.focus\:top-4:focus{top:calc(var(--spacing) * 4)}.focus\:left-4:focus{left:calc(var(--spacing) * 4)}.focus\:z-50:focus{z-index:50}.focus\:rounded-lg:focus{border-radius:var(--radius-lg)}.focus\:border-brand:focus{border-color:var(--color-brand)}.focus\:bg-brand:focus{background-color:var(--color-brand)}.focus\:px-4:focus{padding-inline:calc(var(--spacing) * 4)}.focus\:py-2:focus{padding-block:calc(var(--spacing) * 2)}.focus\:font-body:focus{font-family:var(--font-body)}.focus\:text-sm:focus{font-size:var(--text-sm);line-height:var(--tw-leading,var(--text-sm--line-height))}.focus\:font-semibold:focus{--tw-font-weight:var(--font-weight-semibold);font-weight:var(--font-weight-semibold)}.focus\:text-on-brand:focus{color:var(--color-on-brand)}.focus\:ring-2:focus{--tw-ring-shadow:var(--tw-ring-inset,) 0 0 0 calc(2px + var(--tw-ring-offset-width)) var(--tw-ring-color,currentcolor);box-shadow:var(--tw-inset-shadow), var(--tw-inset-ring-shadow), var(--tw-ring-offset-shadow), var(--tw-ring-shadow), var(--tw-shadow)}.focus\:ring-brand\/60:focus{--tw-ring-color:#0a235d99}@supports (color:color-mix(in lab, red, red)){.focus\:ring-brand\/60:focus{--tw-ring-color:color-mix(in oklab, var(--color-brand) 60%, transparent)}}.focus\:outline-none:focus{--tw-outline-style:none;outline-style:none}@media (min-width:40rem){.sm\:grid-cols-2{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:48rem){.md\:text-4xl{font-size:var(--text-4xl);line-height:var(--tw-leading,var(--text-4xl--line-height))}}.dark\:block:where(.dark,.dark *){display:block}@media (prefers-color-scheme:dark){.dark\:block:where(.theme-auto,.theme-auto *){display:block}}.dark\:hidden:where(.dark,.dark *){display:none}@media (prefers-color-scheme:dark){.dark\:hidden:where(.theme-auto,.theme-auto *){display:none}}}@font-face{font-family:Inter;font-weight:100 900;font-style:normal;font-display:optional;src:url(/assets/fonts/inter-latin.woff2)format("woff2")}@font-face{font-family:Inter;font-weight:100 900;font-style:italic;font-display:optional;src:url(/assets/fonts/inter-latin-italic.woff2)format("woff2")}@font-face{font-family:Poppins;font-weight:500;font-style:normal;font-display:optional;src:url(/assets/fonts/poppins-latin-500.woff2)format("woff2")}@font-face{font-family:Poppins;font-weight:600;font-style:normal;font-display:optional;src:url(/assets/fonts/poppins-latin-600.woff2)format("woff2")}:root{color-scheme:light}.dark{color-scheme:dark;--color-brand:#0a235d;--color-brand-deep:#2a3380;--color-brand-ink:#bddaec;--color-brand-soft:#263c56;--color-surface:#101c2c;--color-surface-2:#162537;--color-surface-3:#1c3047;--color-surface-footer:#0b223a;--color-glow-from:#162537;--color-glow-to:#1c3047;--color-faint:#acb6c4;--color-ink:#f7f8fa;--color-muted:#cbd5e1;--color-subtle:#acb6c4;--color-stroke:#374a61;--color-danger:#ffb09c;--color-warning:#feecdc;--color-success:#47c8bf;--color-info:#bddaec;--color-shadow:#00000080}@media (prefers-color-scheme:dark){.theme-auto{color-scheme:dark;--color-brand:#0a235d;--color-brand-deep:#2a3380;--color-brand-ink:#bddaec;--color-brand-soft:#263c56;--color-surface:#101c2c;--color-surface-2:#162537;--color-surface-3:#1c3047;--color-surface-footer:#0b223a;--color-glow-from:#162537;--color-glow-to:#1c3047;--color-faint:#acb6c4;--color-ink:#f7f8fa;--color-muted:#cbd5e1;--color-subtle:#acb6c4;--color-stroke:#374a61;--color-danger:#ffb09c;--color-warning:#feecdc;--color-success:#47c8bf;--color-info:#bddaec;--color-shadow:#00000080}}html{scroll-behavior:smooth;scrollbar-gutter:stable;scroll-padding-top:28px}@view-transition{navigation:auto}::view-transition-old(root){animation-duration:.15s;animation-timing-function:ease}::view-transition-new(root){animation-duration:.15s;animation-timing-function:ease}body{font-family:var(--font-body);background:var(--color-surface);color:var(--color-ink);-webkit-font-smoothing:antialiased}h1,h2,h3,h4,h5,h6{font-family:var(--font-display);text-wrap:balance;letter-spacing:-.035em;font-weight:500}h1,h2{font-weight:600}a{text-decoration:none}input,select,button,textarea{font-family:var(--font-body)}input::placeholder,textarea::placeholder{color:var(--color-subtle)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--color-brand-ink);outline-offset:4px}::selection{color:#0b223a;background:#bddaec}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation:none!important}::view-transition-old(root){animation:none!important}::view-transition-new(root){animation:none!important}}:root{--ink:var(--color-ink);--paper:var(--color-surface-2);--muted:var(--color-muted);--steel:var(--color-brand-ink);--line:var(--color-stroke);--page-rule:var(--color-stroke);--navy:#0a235d;--indigo:#2a3380;--sky:#bddaec;--teal:#47c8bf;--heading:var(--font-display);--body:var(--font-body);--heading-weight:600;--subheading-weight:500}body{font-size:16px;line-height:1.65}h1{font-size:clamp(42px,5.2vw,72px);font-weight:var(--heading-weight);letter-spacing:-.045em;line-height:1.08}h2{font-size:clamp(28px,3.2vw,42px);font-weight:var(--heading-weight);letter-spacing:-.045em;line-height:1.18}h3{font-size:20px;font-weight:var(--subheading-weight);letter-spacing:-.025em;line-height:1.35}h4,h5,h6{font-weight:var(--subheading-weight);line-height:1.4}h1,h2,h3,h4,h5,h6{overflow-wrap:break-word}p{line-height:1.65}a,button,input,select,textarea,summary{touch-action:manipulation}button,summary{cursor:pointer}button:disabled{cursor:default}img{max-width:100%;height:auto;display:block}svg{display:block}.site-frame{flex-direction:column;min-width:0;min-height:100svh;display:flex}.site-main{flex:1;min-width:0}.site-main [id]{scroll-margin-top:28px}.wrap{width:min(1200px,100% - 80px);min-width:0;margin-inline:auto}.icon{fill:none;stroke:currentColor;stroke-width:1.7px;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0;width:22px;height:22px}.logo{width:174px;height:auto}.media{border-radius:12px;min-width:0;overflow:hidden}.media img{aspect-ratio:16/10;object-fit:cover;width:100%}.eyebrow,.page-label{letter-spacing:.11em;text-transform:uppercase;font-size:12px;font-weight:700}.page-label{color:var(--steel)}.market-eyebrow,.page-category,.category-label{color:var(--steel);letter-spacing:.12em;text-transform:uppercase;font-size:11px;font-weight:700}.market-eyebrow{margin-bottom:14px}.page-category,.category-label{letter-spacing:.11em;font-size:10px}.body-lg{font-size:19px;line-height:1.65}.lead{font-size:18px;line-height:1.7}.muted{color:var(--muted)}.section-pad{padding-block:86px}.section-heading{min-width:0;max-width:800px}.section-intro{max-width:760px;margin-top:20px;font-size:16px}.section-head{justify-content:space-between;align-items:end;gap:40px;margin-bottom:38px;display:flex}.section-head>div{min-width:0}.section-head h2{max-width:660px}.section-head>p{max-width:340px;font-size:15px}.btn{max-width:100%;min-height:50px;font-family:var(--body);text-align:center;text-wrap:pretty;border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:16px;padding:13px 22px;font-size:16px;font-weight:700;line-height:1.5;transition:background-color .16s,border-color .16s,color .16s;display:inline-flex}.btn .icon{width:19px;height:19px}.btn-navy,.button-primary{background:var(--navy);color:#fff}.btn-navy:hover,.button-primary:hover{background:var(--indigo)}.btn-white{color:var(--navy);background:#fff}.btn-white:hover{background:var(--sky)}.btn-outline{border-color:var(--line);color:var(--ink);background:0 0}.btn-outline:hover{border-color:var(--steel);background:var(--color-brand-soft)}.text-action{min-width:0;max-width:100%;min-height:44px;color:var(--steel);text-align:left;align-items:center;gap:10px;font-size:15px;font-weight:650;line-height:1.6;display:inline-flex}.text-action .icon{width:16px;height:16px}.text-action:hover{text-underline-offset:5px;text-decoration:underline}.page-fine,.source-note{color:var(--muted);font-size:12px;line-height:1.7}.source-note{margin-top:18px;font-size:11px}.site-header{z-index:20;background:var(--navy);color:#fff;border-bottom:1px solid #ffffff20;align-items:center;min-height:86px;display:flex;position:relative}.header-inner{justify-content:space-between;align-items:center;gap:32px;display:flex}.header-inner>a{flex-shrink:0}.header-links{align-items:center;gap:30px;display:flex}.nav-link{align-items:center;min-height:44px;font-size:14px;font-weight:550;line-height:1.5;display:inline-flex}.nav-link:hover,.sign-in:hover{text-underline-offset:5px;text-decoration:underline}.nav-link.is-current{color:var(--sky);text-underline-offset:8px;text-decoration:underline;text-decoration-thickness:2px}.header-actions{flex-shrink:0;align-items:center;gap:20px;display:flex}.sign-in{white-space:nowrap;align-items:center;min-height:44px;font-size:14px;font-weight:600;display:inline-flex}.header-quote{min-height:44px;padding:10px 18px;font-size:14px}.header-actions form[action=\/theme] button{width:44px;height:44px;color:var(--sky);background:0 0;border-color:#ffffff45}.header-actions form[action=\/theme] button:hover{border-color:var(--sky);color:#fff;background:#ffffff12}.coverage-menu{position:relative}.coverage-menu>summary{align-items:center;gap:8px;list-style:none;display:flex}.coverage-menu>summary::-webkit-details-marker{display:none}.mobile-nav>summary::-webkit-details-marker{display:none}.carrier-network>summary::-webkit-details-marker{display:none}.market-faq-list summary::-webkit-details-marker{display:none}.page-toc-mobile>summary::-webkit-details-marker{display:none}.coverage-menu>summary .icon{width:12px;height:12px;transition:transform .16s;transform:rotate(90deg)}.coverage-menu[open]>summary .icon{transform:rotate(-90deg)}.coverage-menu-panel{z-index:30;border:1px solid var(--line);background:var(--color-surface);width:570px;max-width:calc(100vw - 80px);color:var(--ink);box-shadow:0 16px 45px var(--color-shadow);border-radius:12px;grid-template-columns:repeat(2,minmax(0,1fr));gap:3px;padding:12px;display:grid;position:absolute;top:calc(100% + 12px);left:-18px}.coverage-menu-panel a{border-radius:7px;align-items:start;gap:12px;min-width:0;padding:15px;display:flex}.coverage-menu-panel a>.icon{width:21px;height:21px;color:var(--steel);margin-top:2px}.coverage-menu-panel a>span{min-width:0}.coverage-menu-panel strong{font-size:14px;font-weight:650;display:block}.coverage-menu-panel small{color:var(--muted);margin-top:5px;font-size:11px;line-height:1.6;display:block}.coverage-menu-panel a:hover,.coverage-menu-panel a[aria-current=page]{background:var(--paper);color:var(--steel)}.coverage-menu-panel a:hover strong,.coverage-menu-panel a[aria-current=page] strong{text-underline-offset:4px;text-decoration:underline}.mobile-nav{display:none}.mobile-nav>summary{border:1px solid #ffffff45;border-radius:8px;justify-content:center;align-items:center;width:44px;height:44px;list-style:none;display:flex}.mobile-nav[open]>summary{border-color:var(--sky);background:#ffffff12}.mobile-nav>nav{overscroll-behavior:contain;border-bottom:1px solid var(--line);background:var(--color-surface);max-height:calc(100dvh - 96px);color:var(--ink);box-shadow:0 14px 24px var(--color-shadow);grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 16px;padding:18px 24px;display:grid;position:absolute;top:100%;left:0;right:0;overflow-y:auto}.mobile-nav .nav-link{border-radius:6px;min-width:0;padding:12px;font-size:15px}.mobile-nav .nav-link.is-current{background:var(--color-brand-soft);color:var(--steel);text-underline-offset:4px}.site-header :focus-visible,.a-hero :focus-visible,.page-masthead :focus-visible,.page-service-hero :focus-visible,.bop-section :focus-visible,.page-cta :focus-visible,.quote-intro :focus-visible,.market-footer-main :focus-visible{outline:3px solid var(--sky);outline-offset:4px}.site-header .coverage-menu-panel :focus-visible,.site-header .mobile-nav>nav :focus-visible{outline-color:var(--steel)}.a-hero{background:radial-gradient(ellipse at 50% 5%, var(--indigo), var(--navy) 64%);color:#fff;text-align:center;padding-block:64px 45px;position:relative}.a-hero .eyebrow{color:var(--sky);align-items:center;gap:8px;display:inline-flex}.a-hero .eyebrow:before{content:"";background:var(--teal);border-radius:50%;flex-shrink:0;width:6px;height:6px}.a-hero h1{letter-spacing:-.055em;max-width:920px;margin:21px auto 22px;font-size:clamp(46px,6.3vw,84px);line-height:1.04}.a-hero h1 span{color:var(--sky);display:block}.a-hero .body-lg{color:#ffffffc9;max-width:660px;margin-inline:auto}.a-start{margin-top:39px}.a-start>p{color:#ffffffd4;margin-bottom:16px;font-size:13px;font-weight:600}.a-choices{text-align:left;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px;display:grid}.a-choice{background:#ffffff0b;border:1px solid #ffffff3a;border-radius:12px;flex-direction:column;gap:13px;min-width:0;padding:19px 18px 17px;transition:background-color .16s,border-color .16s;display:flex}.a-choice:hover{border-color:var(--sky);background:#ffffff1f}.a-choice-top{color:var(--sky);justify-content:space-between;align-items:center;display:flex}.a-choice-top>.icon:first-child{width:26px;height:26px}.a-choice-top>.icon:last-child{opacity:.7;width:16px;height:16px}.a-choice-name{overflow-wrap:break-word;font-size:17px;font-weight:650}.a-choice-detail{color:#ffffffc7;margin-top:3px;font-size:11px;font-weight:500;display:block}.a-reassurance{color:#ffffffe0;flex-wrap:wrap;justify-content:center;align-items:center;gap:8px 27px;margin-top:26px;font-size:12px;display:flex}.a-reassurance>span{align-items:center;gap:8px;display:flex}.a-reassurance .icon{width:16px;height:16px;color:var(--teal)}.network-section{border-bottom:1px solid var(--line);color:#0b223a;background:#fff;padding-bottom:15px}.carrier-strip{align-items:center;gap:38px;padding-block:32px 18px;display:flex}.carrier-strip>p{color:#536272;min-width:160px;font-size:12px;line-height:1.5}.carrier-strip strong{color:#0b223a;font-size:13px;font-weight:650;display:block}.carrier-logos{flex:1;justify-content:space-between;align-items:center;gap:30px;min-width:0;display:flex}.carrier-logos img{object-fit:contain;width:min(15vw,138px);min-width:0;height:40px}.carrier-network{min-width:0}.carrier-network>summary{color:#536272;justify-content:center;align-items:center;gap:8px;width:fit-content;min-height:44px;margin-inline:auto;font-size:12px;list-style:none;display:flex}.carrier-network>summary .icon{width:14px;height:14px;transition:transform .16s;transform:rotate(90deg)}.carrier-network[open]>summary .icon{transform:rotate(-90deg)}.network-grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:20px 28px;padding-block:25px;display:grid}.network-grid a{background:#fff;border:1px solid #dce2e8;border-radius:8px;flex-direction:column;align-items:center;gap:12px;min-width:0;padding:12px 8px;display:flex}.network-grid a:hover{border-color:#265b8b}.network-grid img{object-fit:contain;width:100%;max-width:140px;height:42px}.network-grid span{color:#536272;text-align:center;overflow-wrap:anywhere;font-size:11px}.carrier-network .page-fine{color:#536272;text-align:center;margin-bottom:15px}.network-section :focus-visible{outline-color:#265b8b}.needs-picture{background:var(--color-surface)}.needs-results{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.needs-results:has(>.needs-result:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}.needs-results:has(>.needs-result:only-child){grid-template-columns:minmax(0,1fr)}.needs-result{border:1px solid var(--line);background:var(--color-surface);border-radius:12px;flex-direction:column;min-width:0;padding:25px;display:flex}.needs-result-top{justify-content:space-between;align-items:center;gap:12px;margin-bottom:19px;display:flex}.needs-result-top>.icon{width:26px;height:26px;color:var(--steel)}.needs-result-top>span{background:var(--color-brand-soft);color:var(--steel);border-radius:4px;padding:5px 7px;font-size:10px;font-weight:600}.needs-result h3{font-size:21px}.needs-result h3 a:hover{color:var(--steel);text-underline-offset:4px;text-decoration:underline}.needs-result>p{color:var(--muted);margin-top:11px;font-size:14px;line-height:1.7}.needs-result ul{flex:1;align-content:start;gap:8px;margin-top:18px;list-style:none;display:grid}.needs-result li{color:var(--muted);align-items:start;gap:7px;font-size:13px;display:flex}.needs-result li .icon{width:14px;height:14px;color:var(--steel);margin-top:3px}.needs-result .text-action{border-top:1px solid var(--line);justify-content:space-between;margin-top:22px;padding-top:10px;font-size:13px}.needs-result:only-child{grid-template-columns:.8fr 1fr;gap:0 35px;display:grid}.needs-result:only-child .needs-result-top,.needs-result:only-child .text-action{grid-column:1/-1}.needs-result:only-child h3,.needs-result:only-child>p{grid-column:1}.needs-result:only-child ul{grid-area:2/2/4;margin-top:0}.needs-context{color:var(--muted);margin-top:21px;font-size:13px}.needs-context a{color:var(--steel);text-underline-offset:4px;text-decoration:underline}.panel-switcher{min-width:0;border:0;min-inline-size:0;margin-block:0;padding:0}.panel-switcher:not(.wrap){margin-inline:0}.panel-switcher .panel-options{display:none}.local-panel{min-width:0}.local-panel+.local-panel{margin-top:24px}.panel-option{cursor:pointer;min-width:0;display:inline-flex;position:relative}.panel-choice{clip-path:inset(50%);width:1px;height:1px;margin:0;padding:0;position:absolute;top:50%;left:12px;overflow:hidden}.panel-label{border:1px solid var(--line);width:100%;min-height:44px;color:var(--muted);background:var(--color-surface);text-align:center;border-radius:6px;justify-content:center;align-items:center;padding:10px 15px;font-size:12px;font-weight:600;line-height:1.5;display:inline-flex}.panel-choice:focus-visible+.panel-label{outline:3px solid var(--steel);outline-offset:4px}.panel-option:hover .panel-label{border-color:var(--steel)}.panel-option:has(.panel-choice:checked) .panel-label{border-color:var(--navy);background:var(--navy);color:#fff}@supports selector(:has(*)){.panel-switcher .panel-options{flex-wrap:wrap;display:flex}.panel-switcher .panel-options.process-steps{display:grid}.local-panels{grid-template-columns:minmax(0,1fr);display:grid}.local-panel{visibility:hidden;grid-area:1/1}.local-panel+.local-panel{margin-top:0}.panel-switcher:has(.panel-options>.panel-option:first-child>:checked) .local-panel:first-child,.panel-switcher:has(.panel-options>.panel-option:nth-child(2)>:checked) .local-panel:nth-child(2),.panel-switcher:has(.panel-options>.panel-option:nth-child(3)>:checked) .local-panel:nth-child(3),.panel-switcher:has(.panel-options>.panel-option:nth-child(4)>:checked) .local-panel:nth-child(4),.panel-switcher:has(.panel-options>.panel-option:nth-child(5)>:checked) .local-panel:nth-child(5),.panel-switcher:has(.panel-options>.panel-option:nth-child(6)>:checked) .local-panel:nth-child(6),.panel-switcher:has(.panel-options>.panel-option:nth-child(7)>:checked) .local-panel:nth-child(7){visibility:visible}}.situation-section{background:var(--color-surface-3)}.situation-tabs,.market-filters,.page-topicbar{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.situation-tabs{margin-bottom:26px}.market-filters{margin-bottom:29px}.page-topicbar a{border:1px solid var(--line);background:var(--color-surface);min-height:44px;color:var(--muted);text-align:center;border-radius:6px;justify-content:center;align-items:center;padding:10px 15px;font-size:12px;line-height:1.5;transition:background-color .16s,color .16s,border-color .16s;display:inline-flex}.situation-tabs .panel-label{background:0 0;border-radius:7px;padding-inline:17px}.page-topicbar a[aria-current=true]{border-color:var(--navy);background:var(--navy);color:#fff;font-weight:600}.page-topicbar a:hover:not([aria-current]){border-color:var(--steel);background:var(--color-brand-soft);color:var(--ink)}.situation-panel{border:1px solid var(--line);background:var(--color-surface);border-radius:14px;grid-template-columns:repeat(2,minmax(0,1fr));min-width:0;display:grid;overflow:hidden}.situation-panel>img{object-fit:cover;width:100%;height:100%;min-height:330px}.situation-copy{align-self:center;min-width:0;padding:34px}.situation-copy h3{letter-spacing:-.04em;font-size:29px;line-height:1.25}.situation-copy>p:not(.market-eyebrow){color:var(--muted);margin-top:15px;font-size:15px}.situation-links{flex-wrap:wrap;gap:9px;margin-top:22px;display:flex}.situation-links a{border:1px solid var(--line);max-width:100%;min-height:44px;color:var(--steel);border-radius:6px;align-items:center;gap:10px;padding:10px 14px;font-size:12px;display:inline-flex}.situation-links a:hover{border-color:var(--steel);background:var(--paper)}.situation-links .icon{width:15px;height:15px}.situation-copy .text-action{font-size:13px}.market-process{background:var(--paper)}.process-layout{grid-template-columns:repeat(2,minmax(0,1fr));align-items:center;gap:72px;display:grid}.process-intro{max-width:490px;color:var(--muted);margin-top:20px;font-size:16px}.process-steps{margin-top:27px;display:grid}.process-steps .panel-label{border-left:2px solid var(--line);min-width:0;color:var(--muted);text-align:left;background:0 0;border-top:0;border-bottom:0;border-right:0;border-radius:0;align-items:start;gap:16px;padding:21px 10px 21px 17px;font-size:16px;font-weight:600;display:flex}.process-steps .panel-option:hover .panel-label{color:var(--steel)}.process-steps .panel-option:has(:checked) .panel-label{border-color:var(--steel);background:linear-gradient(90deg, var(--color-brand-soft), transparent);color:var(--ink)}.process-index{color:var(--steel);flex-shrink:0;padding-top:4px;font-size:11px;font-weight:600}.process-steps .panel-label>span:nth-child(2){flex:1;min-width:0}.process-steps .panel-label>.icon{opacity:.5;width:17px;height:17px;margin-top:3px}.process-steps .panel-option:has(:checked) .icon{opacity:1}.process-visual{border:1px solid var(--line);background:var(--color-surface);border-radius:13px;min-width:0;min-height:355px;padding:30px;box-shadow:0 15px 30px #0b223a0c}@supports (color:color-mix(in lab, red, red)){.process-visual{box-shadow:0 15px 30px color-mix(in srgb, var(--color-shadow) 40%, transparent)}}.process-visual h3{font-size:23px;line-height:1.3}.process-visual>p:not(.market-eyebrow){color:var(--muted);margin-top:10px;font-size:14px}.process-field{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:18px;padding-block:15px;font-size:14px;display:flex}.process-field .icon{width:16px;height:16px;color:var(--steel)}.process-visual .text-action{margin-top:13px;font-size:13px}.process-caption{color:var(--muted);text-align:center;margin-top:16px;font-size:11px}.market-agent{background:var(--color-surface)}.agent-layout{grid-template-columns:minmax(0,.85fr) minmax(0,1.2fr);align-items:center;gap:95px;display:grid}.agent-portrait{background:var(--sky);border-radius:14px;max-width:410px;position:relative;overflow:hidden}.agent-portrait>img{aspect-ratio:4/4.6;object-fit:cover;object-position:50% 25%;width:100%}.agent-portrait figcaption{color:#fff;background:linear-gradient(#0000,#0b223af2);padding:85px 28px 25px;position:absolute;inset:auto 0 0}.agent-portrait figcaption>span{color:var(--sky);letter-spacing:.12em;text-transform:uppercase;font-size:10px}.agent-portrait figcaption strong{font-family:var(--heading);font-size:22px;font-weight:var(--subheading-weight);letter-spacing:-.035em;margin-top:8px;display:block}.agent-portrait .text-action{color:var(--sky);margin-top:7px;font-size:12px}.agent-portrait :focus-visible{outline-color:var(--sky)}.agent-intro{max-width:520px;color:var(--muted);margin-top:22px;font-size:16px}.agent-principles{gap:20px;margin-top:27px;list-style:none;display:grid}.agent-principles li{align-items:start;gap:15px;display:flex}.agent-principles .icon{width:19px;height:19px;color:var(--steel);margin-top:3px}.agent-principles h3{letter-spacing:-.02em;font-size:17px}.agent-principles p{color:var(--muted);margin-top:5px;font-size:14px}.agent-layout .btn{min-height:46px;margin-top:29px;font-size:14px}.market-proof{background:var(--paper)}.market-ratings{flex-wrap:wrap;gap:22px 34px;margin-bottom:29px;display:flex}.market-ratings a{align-items:center;gap:15px;min-width:0;min-height:44px;display:flex}.market-ratings a:hover small{text-underline-offset:4px;text-decoration:underline}.market-ratings a>strong{font-family:var(--heading);font-size:31px;font-weight:var(--heading-weight);letter-spacing:-.05em}.market-ratings strong>span{color:var(--muted);font-family:var(--body);letter-spacing:0;margin-left:5px;font-size:12px;font-weight:400}.market-ratings a>div{color:var(--muted);font-size:12px}.market-ratings small{margin-top:4px;font-size:11px;display:block}.review-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:23px;margin-top:29px;display:grid}.market-review{border:1px solid var(--line);background:var(--color-surface);border-radius:12px;flex-direction:column;min-width:0;padding:25px 28px;display:flex}.rating-stars{color:var(--steel);letter-spacing:2px;font-size:14px}.market-review blockquote{overflow-wrap:break-word;flex:1;margin-block:16px 21px;font-size:16px;line-height:1.7}.market-review figcaption{align-items:center;gap:11px;display:flex}.review-initials{background:var(--color-brand-soft);width:34px;height:34px;color:var(--steel);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:11px;font-weight:600;display:flex}.market-review figcaption strong{font-size:12px;font-weight:650;display:block}.market-review time{color:var(--muted);margin-top:3px;font-size:11px;display:block}.market-review figcaption a{min-height:32px;color:var(--steel);text-underline-offset:4px;align-items:center;font-size:11px;text-decoration:underline;display:inline-flex}.press-strip{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:30px;margin-top:32px;padding-top:33px;display:flex}.press-strip h3{max-width:200px;color:var(--muted);letter-spacing:0;font-size:14px}.press-strip>div{flex-wrap:wrap;justify-content:end;align-items:center;gap:14px;min-width:0;display:flex}.press-strip a{background:#fff;border-radius:4px;align-items:center;min-height:44px;padding:11px 14px;display:flex}.press-strip img{object-fit:contain;width:125px;height:38px}.market-guides,.home-highlights{background:var(--color-surface)}.home-highlights{border-top:1px solid var(--line)}.home-highlights>.wrap>.text-action{margin-top:25px;font-size:13px}.market-faq{border-top:1px solid var(--line);background:var(--paper)}.faq-layout{grid-template-columns:minmax(0,.78fr) minmax(0,1.2fr);gap:70px;display:grid}.faq-layout>div>p:not(.market-eyebrow){max-width:420px;color:var(--muted);margin-top:21px;font-size:15px}.faq-layout>div>.text-action{margin-top:17px;font-size:13px}.market-faq-list{border-top:1px solid var(--line);min-width:0}.market-faq-list>.market-faq-list{border-top:0}.market-faq-list details{border-bottom:1px solid var(--line)}.market-faq-list summary{font-family:var(--heading);font-size:15px;font-weight:var(--subheading-weight);letter-spacing:-.015em;justify-content:space-between;align-items:start;gap:20px;padding-block:22px;line-height:1.6;list-style:none;display:flex}.market-faq-list summary>span:first-child{min-width:0}.market-faq-list summary>span:last-child{color:var(--steel);font-family:var(--body);flex-shrink:0;padding-top:3px;font-size:22px;font-weight:400;line-height:1;transition:transform .16s}.market-faq-list details[open] summary>span:last-child{transform:rotate(45deg)}.market-faq-list details>p{color:var(--muted);padding:0 25px 23px 0;font-size:15px;line-height:1.8}.article-collection{grid-template-columns:repeat(3,minmax(0,1fr));align-items:stretch;gap:37px 25px;display:grid}.article-collection:has(>.article-card:nth-child(2):last-child){grid-template-columns:repeat(2,minmax(0,1fr))}.article-collection:has(>.article-card:only-child){grid-template-columns:minmax(0,420px)}.article-card{background:0 0;min-width:0}.article-card>a{border-radius:11px;flex-direction:column;height:100%;display:flex}.article-card-image{aspect-ratio:16/10;background:var(--paper);border-radius:11px;flex-shrink:0;position:relative;overflow:hidden}.article-card-image img{object-fit:cover;object-position:50% 20%;width:100%;height:100%;transition:transform .25s}.article-card:hover .article-card-image img:not([src$=\.svg]){transform:scale(1.025)}.article-card-body{flex-direction:column;flex:1;padding-top:22px;display:flex}.article-card-meta{color:var(--steel);text-transform:uppercase;letter-spacing:.08em;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 15px;font-size:10px;font-weight:650;line-height:1.6;display:flex}.article-card-meta>span:last-child:not(:first-child){color:var(--muted);text-transform:none;letter-spacing:0;font-weight:450}.article-card h3{font-size:22px;font-weight:var(--subheading-weight);letter-spacing:-.035em;margin-top:15px;line-height:1.35}.article-card:hover h3{color:var(--steel)}.article-card p{color:var(--muted);flex:1;margin-top:15px;font-size:15px;line-height:1.75}.article-card-action{min-height:32px;color:var(--steel);align-items:center;gap:14px;margin-top:21px;font-size:12px;font-weight:650;display:flex}.article-card-action .icon{width:16px;height:16px}.related-article-grid{margin-top:32px}.home-page,.about-page,.resources-page,.article-page,.service-commercial,.service-life,.service-medicare,.service-home,.service-auto,.service-health,.commercial-page,.life-page,.medicare-page,.home-insurance-page,.auto-page,.health-page{min-width:0}.page-breadcrumb{color:#ffffffc7;text-align:left;flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:26px;font-size:12px;display:flex}.page-breadcrumb a{align-items:center;min-height:32px;display:inline-flex}.page-breadcrumb a:hover{color:#fff;text-underline-offset:4px;text-decoration:underline}.page-breadcrumb>span[aria-hidden]{opacity:.6}.page-masthead{background:radial-gradient(ellipse at 50% 0%, var(--indigo), var(--navy) 75%);color:#fff;padding-block:39px 61px}.page-masthead .eyebrow,.page-service-hero .eyebrow{color:var(--sky);letter-spacing:.11em;font-size:11px}.page-masthead h1{letter-spacing:-.05em;font-size:clamp(40px,4.4vw,62px);line-height:1.12}.page-masthead h1 span,.page-service-hero h1 span{color:var(--sky)}.life-hero h1 span{display:block}.page-masthead .lead{color:#ffffffc7;max-width:690px;margin-top:21px;font-size:18px;line-height:1.7}.page-centered-head{text-align:center;padding-block:27px 5px}.page-centered-head h1{max-width:970px;margin:20px auto 0}.page-centered-head .lead{max-width:680px;margin-inline:auto}.page-service-hero{background:radial-gradient(ellipse at 80% 0%, #2a338088, transparent 65%), var(--navy);color:#fff;padding-block:31px 65px}.service-hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(0,1fr);align-items:center;gap:65px;display:grid}.page-service-hero h1{letter-spacing:-.05em;margin-top:18px;font-size:clamp(38px,4.2vw,58px);line-height:1.14}.page-service-hero .lead{color:#ffffffc9;max-width:555px;margin-top:23px;font-size:17px;line-height:1.75}.service-hero-actions{flex-wrap:wrap;align-items:center;gap:14px 23px;margin-top:27px;display:flex}.service-hero-actions .btn{min-height:48px;font-size:14px}.page-service-hero .text-action,.page-masthead .text-action{color:var(--sky);font-size:13px}.hero-reassurance{color:#ffffffc7;max-width:480px;margin-top:17px;font-size:12px;line-height:1.7}.commercial-hero-photo{border-radius:13px;min-width:0;position:relative;overflow:hidden}.commercial-hero-photo img{aspect-ratio:1.05;object-fit:cover;width:100%}.commercial-hero-photo figcaption{color:#fff;background:linear-gradient(#0000,#0b223ae0);padding:64px 27px 23px;font-size:13px;line-height:1.65;position:absolute;inset:auto 0 0}.service-commercial .service-hero-grid,.commercial-page .service-hero-grid,.service-hero-grid:has(figcaption){grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:78px}.commercial-risk-map{padding-block:75px}.risk-columns,.risk-row{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:50px;display:grid}.risk-columns{border-bottom:2px solid var(--ink);color:var(--steel);letter-spacing:.11em;text-transform:uppercase;padding-bottom:16px;font-size:10px;font-weight:700}.risk-rows,.risk-detail{min-width:0}.risk-row{border-bottom:1px solid var(--line);padding-block:28px}.risk-concern{align-items:start;gap:17px;min-width:0;display:flex}.risk-concern .icon{width:25px;height:25px;color:var(--steel);margin-top:1px}.risk-concern strong{font-family:var(--heading);font-size:19px;font-weight:var(--subheading-weight);letter-spacing:-.03em;line-height:1.4}.risk-detail h3{letter-spacing:-.03em;font-size:21px}.risk-detail p{max-width:635px;color:var(--muted);margin-top:11px;font-size:15px;line-height:1.8}.risk-detail .risk-prompt{color:var(--steel);margin-top:12px;font-size:13px}.bop-section{background:var(--navy);color:#fff;padding-block:65px}.bop-layout{grid-template-columns:minmax(0,.95fr) minmax(0,1.2fr);align-items:start;gap:65px;display:grid}.bop-section .market-eyebrow{color:var(--sky)}.bop-copy h2{max-width:460px}.bop-copy>p:not(.market-eyebrow){color:#ffffffc7;margin-top:21px;font-size:16px;line-height:1.85}.bop-comparison{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.bop-comparison>div:not(.bop-income-note){border:1px solid #ffffff38;border-radius:10px;padding:24px}.bop-comparison h3{color:var(--sky);letter-spacing:0;font-size:14px}.bop-comparison ul{gap:14px;margin-top:19px;list-style:none;display:grid}.bop-comparison li{align-items:start;gap:9px;font-size:14px;line-height:1.55;display:flex}.bop-comparison .icon{width:16px;height:16px;color:var(--teal);margin-top:2px}.bop-income-note{color:#ffffffc7;grid-column:1/-1;padding-top:4px;font-size:12px;line-height:1.8}.bop-income-note strong{color:#fff;font-weight:600}.life-hero{text-align:center;padding-bottom:65px}.life-hero h1{max-width:1050px;margin:20px auto 0;font-size:clamp(39px,4.7vw,66px)}.life-hero .lead,.life-hero .hero-reassurance{max-width:660px;margin-inline:auto}.life-hero .eyebrow{margin-top:23px}.life-hero .service-hero-actions{justify-content:center}.life-hero .hero-reassurance+.text-action{margin-top:10px;font-size:12px}.policy-type-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:37px;display:grid}.policy-type{border:1px solid var(--line);border-top:3px solid var(--steel);background:var(--color-surface);border-radius:10px;flex-direction:column;min-width:0;padding:28px;display:flex}.policy-type>.icon{width:29px;height:29px;color:var(--steel);margin-bottom:25px}.policy-type h3{letter-spacing:-.035em;font-size:25px}.policy-type>p{color:var(--muted);margin-block:17px 21px;font-size:15px;line-height:1.8}.policy-type dl{border-top:1px solid var(--line);margin-top:auto;padding-top:19px}.policy-type dt{color:var(--steel);letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:650}.policy-type dd{margin-block:7px 16px;font-size:14px;line-height:1.75}.policy-type dd:last-child{margin-bottom:0}.policy-options{border:1px solid var(--line);background:var(--paper);border-radius:10px;margin-top:28px;padding:30px}.policy-options>h3{font-size:18px}.policy-options-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-top:22px;display:grid}.policy-options-grid h4{letter-spacing:-.02em;margin-bottom:8px;font-size:14px}.policy-options-grid p{color:var(--muted);font-size:14px;line-height:1.8}.ltc-section{border-block:1px solid var(--line);background:var(--paper)}.ltc-layout{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:85px;display:grid}.ltc-intro>p:not(.market-eyebrow){color:var(--muted);margin-top:20px;font-size:16px;line-height:1.85}.ltc-source{min-height:44px;color:var(--steel);text-underline-offset:4px;align-items:center;gap:7px;margin-top:8px;font-size:12px;text-decoration:underline;display:inline-flex}.ltc-source .icon{width:13px;height:13px}.ltc-questions{border:1px solid var(--line);border-top:3px solid var(--steel);background:var(--color-surface);border-radius:10px;min-width:0;padding:28px}.ltc-questions h3{font-size:21px}.ltc-questions ol{gap:19px;margin-block:23px;list-style:none;display:grid}.ltc-questions li{align-items:start;gap:13px;font-size:15px;line-height:1.65;display:flex}.ltc-questions li>span{color:var(--steel);flex-shrink:0;padding-top:3px;font-size:11px;font-weight:650}.ltc-questions .btn{width:100%;padding-inline:17px;font-size:13px}.ltc-questions>p{color:var(--muted);margin-top:14px;font-size:12px;line-height:1.75}.life-priorities{background:var(--color-surface-3)}.life-priorities-layout{grid-template-columns:repeat(2,minmax(0,1fr));gap:80px;display:grid}.life-priorities-layout>div>p:not(.market-eyebrow){color:var(--muted);margin-top:20px;font-size:16px;line-height:1.8}.life-priorities-layout>div>.text-action{margin-top:15px;font-size:13px}.priority-list{list-style:none;display:grid}.priority-list li{border-bottom:1px solid var(--line);gap:17px;padding-block:22px;display:flex}.priority-list li:first-child{padding-top:0}.priority-list li>span{color:var(--steel);flex-shrink:0;padding-top:5px;font-size:11px;font-weight:650}.priority-list strong{font-size:17px;font-weight:650;display:block}.priority-list p{color:var(--muted);margin-top:6px;font-size:14px;line-height:1.8}.service-audience,.policy-review-section{background:var(--paper)}.coverage-card-grid,.enrollment-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:37px;list-style:none;display:grid}.coverage-card,.enrollment-card{border:1px solid var(--line);border-top:3px solid var(--steel);background:var(--color-surface);border-radius:10px;min-width:0;padding:28px}.coverage-card h3,.enrollment-card h3{font-size:22px}.coverage-card>p,.enrollment-card>p:not(.market-eyebrow){color:var(--muted);margin-top:14px;font-size:15px;line-height:1.8}.policy-review-layout{grid-template-columns:minmax(0,.85fr) minmax(0,1.2fr);gap:80px;display:grid}.policy-review-layout>div>p:not(.market-eyebrow){color:var(--muted);margin-top:20px;font-size:16px;line-height:1.8}.policy-review-list{list-style:none;display:grid}.policy-review-list li{border-bottom:1px solid var(--line);gap:16px;padding-block:20px;display:flex}.policy-review-list li:first-child{padding-top:0}.policy-review-list .icon{width:18px;height:18px;color:var(--steel);margin-top:3px}.policy-review-list strong{font-size:16px;font-weight:650;display:block}.policy-review-list p{color:var(--muted);margin-top:7px;font-size:14px;line-height:1.75}.business-prep-layout{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);align-items:center;gap:75px;display:grid}.business-prep-copy{min-width:0}.business-prep-copy>p:not(.market-eyebrow){color:var(--muted);margin-block:20px 25px;font-size:16px;line-height:1.8}.business-prep-card{border:1px solid var(--line);background:var(--paper);border-radius:11px;min-width:0;padding:30px}.business-prep-card h3{font-size:21px}.preparation-checks{gap:14px;margin-block:25px 23px;list-style:none;display:grid}.preparation-checks li{align-items:start;gap:11px;font-size:15px;line-height:1.7;display:flex}.preparation-checks .icon{width:18px;height:18px;color:var(--steel);margin-top:3px}.business-prep-note{border-top:1px solid var(--line);color:var(--muted);padding-top:20px;font-size:13px;line-height:1.8}.business-prep-note strong{color:var(--ink);font-weight:600}.enrollment-card .preparation-checks{margin-bottom:0}.enrollment-card .preparation-checks li{font-size:14px}.page-question-section{border-top:1px solid var(--line);background:var(--paper)}.page-questions-layout{grid-template-columns:minmax(0,.75fr) minmax(0,1.2fr);gap:80px;display:grid}.page-questions-layout>div>p:not(.market-eyebrow){color:var(--muted);margin-top:18px;font-size:15px;line-height:1.8}.page-questions-layout>div>.text-action{margin-top:17px;font-size:13px}.page-cta{background:var(--navy);color:#fff;padding-block:54px}.page-cta>.wrap{justify-content:space-between;align-items:center;gap:35px;display:flex}.page-cta .eyebrow{color:var(--sky);margin-bottom:16px;font-size:11px}.page-cta h2{max-width:770px}.page-cta p:not(.eyebrow){color:#ffffffc7;max-width:690px;margin-top:17px;font-size:16px}.page-cta .btn{flex-shrink:0;font-size:14px}.not-found{min-height:440px}.not-found h1{max-width:850px;margin-top:18px}.about-hero{padding-block:30px 0}.about-hero-copy{padding-block:18px 44px}.about-hero h1{max-width:970px;margin-top:22px;font-size:clamp(40px,4.8vw,68px)}.about-hero .lead{max-width:755px;margin-top:25px}.about-section-links{border-top:1px solid #ffffff26;flex-wrap:wrap;align-items:center;gap:8px 32px;padding-block:17px;font-size:12px;display:flex}.about-section-links>span{color:#ffffffc7;margin-right:auto}.about-section-links a{align-items:center;min-height:44px;display:inline-flex}.about-section-links a:hover{color:var(--sky);text-underline-offset:5px;text-decoration:underline}.about-founder{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);align-items:center;gap:95px;display:grid}.about-portrait{padding:0 17px 17px 0;position:relative}.about-portrait:before{content:"";border:1px solid var(--sky);background:var(--color-brand-soft);border-radius:12px;position:absolute;inset:17px 0 0 17px}.about-portrait img{aspect-ratio:1;object-fit:cover;border-radius:12px;width:100%;position:relative}.about-founder-copy{min-width:0}.about-founder h2{font-size:clamp(30px,3.2vw,43px)}.about-founder-role{color:var(--steel);margin-top:12px;font-size:14px;font-weight:600}.founder-story{color:var(--muted);margin-top:22px;font-size:16px;line-height:1.85}.founder-story p{line-height:inherit}.founder-story p+p{margin-top:18px}.founder-story strong{color:var(--ink)}.founder-story a{color:var(--steel);text-underline-offset:4px;text-decoration:underline}.about-founder-close{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;margin-top:27px;padding-top:23px;display:flex}.about-founder-close p{color:var(--muted);font-size:14px}.about-founder-close strong{color:var(--ink);font-weight:600}.about-founder .text-action,.about-section-intro .text-action,.about-recognition .text-action{font-size:13px}.about-independence{border-block:1px solid var(--line);background:var(--paper)}.about-section-grid{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);align-items:start;gap:95px;display:grid}.about-section-intro{min-width:0}.about-section-intro h2{max-width:410px}.about-section-intro>p:not(.market-eyebrow){max-width:420px;color:var(--muted);margin-top:23px;font-size:16px;line-height:1.85}.about-section-intro>.text-action{margin-top:20px}.about-principles{counter-reset:principle;list-style:none}.about-principles li{border-bottom:1px solid var(--line);counter-increment:principle;gap:24px;padding-block:26px;display:flex}.about-principles li:before{content:counter(principle, decimal-leading-zero);color:var(--steel);flex-shrink:0;padding-top:6px;font-size:12px;font-weight:650}.about-principles li:first-child{padding-top:0}.about-principles h3{font-size:22px;line-height:1.35}.about-principles p{color:var(--muted);margin-top:12px;font-size:15px;line-height:1.85}.about-coverage-links{border-top:1px solid var(--line);grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);align-items:center;gap:95px;margin-top:44px;padding-top:29px;display:grid}.about-coverage-links>p{font-size:14px;font-weight:600}.about-coverage-links ul{grid-template-columns:repeat(3,minmax(0,1fr));gap:3px 24px;list-style:none;display:grid}.about-coverage-links a{min-height:44px;color:var(--steel);justify-content:space-between;align-items:center;gap:10px;font-size:14px;display:flex}.about-coverage-links a:hover{text-underline-offset:5px;text-decoration:underline}.about-coverage-links .icon{width:16px;height:16px}.about-states{background:var(--color-surface-3)}.about-states .about-section-grid{align-items:center}.about-state-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px;list-style:none;display:grid}.about-state-list li{border-bottom:1px solid var(--line);align-items:center;gap:18px;min-height:79px;font-size:17px;font-weight:550;display:flex}.about-state-icon{fill:currentColor;width:40px;height:40px;color:var(--steel);flex-shrink:0}.about-recognition{grid-template-columns:340px minmax(0,1fr);align-items:center;gap:66px;padding-block:60px;display:grid}.about-recognition>img{border-radius:9px;width:100%;height:auto}.about-recognition h2{font-size:clamp(28px,2.7vw,36px)}.about-recognition p:not(.market-eyebrow){max-width:570px;color:var(--muted);margin-top:16px;font-size:15px}.about-recognition .text-action{margin-top:14px}.resources-masthead{padding-block:24px 38px}.resources-masthead .page-breadcrumb{margin-bottom:18px}.resources-masthead .page-centered-head{padding-block:8px 0}.resources-masthead h1{margin-top:14px;font-size:52px}.resources-masthead .lead{max-width:760px;font-size:17px}.library{padding-block:36px 80px}.library-toolbar{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;margin-bottom:27px;display:flex}.library-toolbar h2{font-size:17px;font-weight:var(--subheading-weight);letter-spacing:0}.library-status{color:var(--muted);margin-block:20px;font-size:12px}.library-notice{border:1px solid var(--line);background:var(--paper);color:var(--ink);border-radius:7px;margin-bottom:22px;padding:15px 18px;font-size:14px}.featured-resource{border:1px solid var(--line);background:var(--paper);border-radius:14px;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);margin-bottom:46px;display:grid;overflow:hidden}.featured-copy{flex-direction:column;align-items:start;min-width:0;padding:34px 38px;display:flex}.featured-label{color:var(--steel);letter-spacing:.1em;text-transform:uppercase;align-items:center;gap:8px;font-size:10px;font-weight:700;display:inline-flex}.featured-label:before{content:"";background:var(--steel);border-radius:50%;flex-shrink:0;width:6px;height:6px}.featured-copy h2{letter-spacing:-.04em;max-width:590px;margin-top:16px;font-size:32px;line-height:1.25}.featured-copy h2 a:hover{text-underline-offset:5px;text-decoration:underline}.featured-copy>p:not(.featured-label,.featured-meta){color:var(--muted);margin-top:17px;font-size:15px;line-height:1.75}.featured-meta{color:var(--muted);margin-top:20px;font-size:11px}.featured-copy .text-action{margin-top:16px;font-size:13px}.featured-resource>img{object-fit:cover;object-position:50% 20%;width:100%;height:100%;min-height:345px}.library-results-heading{justify-content:space-between;align-items:baseline;gap:20px;margin-bottom:25px;display:flex}.library-results-heading h2{letter-spacing:-.035em;font-size:25px}.library-empty{border:1px solid var(--line);background:var(--paper);border-radius:10px;padding:45px 28px}.library-empty h2,.library-empty h3{font-size:25px;line-height:1.35}.library-empty p{color:var(--muted);margin-top:13px;font-size:15px}.library-empty .text-action{margin-top:19px;font-size:13px}.library-empty-actions{flex-wrap:wrap;gap:8px 24px;display:flex}.article-pagination{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:25px;margin-top:38px;padding-top:23px;display:flex}.article-pagination>p{color:var(--muted);font-size:12px}.pagination-links{flex-wrap:wrap;align-items:center;gap:7px;display:flex}.pagination-links a,.pagination-links>span{border:1px solid var(--line);background:var(--color-surface);border-radius:6px;justify-content:center;align-items:center;min-width:44px;min-height:44px;padding:10px 13px;font-size:12px;line-height:1.5;display:inline-flex}.pagination-links a[aria-current=page]{border-color:var(--navy);background:var(--navy);color:#fff;font-weight:650}.pagination-links a:hover:not([aria-current]){border-color:var(--steel);color:var(--steel)}.pagination-links>span[aria-disabled=true]{color:var(--muted);opacity:.55}.page-help-band{border-top:1px solid var(--line);background:var(--color-surface-3);padding-block:47px}.page-help-band .wrap{justify-content:space-between;align-items:center;gap:35px;display:flex}.page-help-band h2{letter-spacing:-.035em;font-size:29px}.page-help-band p{max-width:690px;color:var(--muted);margin-top:12px;font-size:15px}.page-help-band .btn{flex-shrink:0;font-size:14px}.article-masthead{padding-bottom:59px}.article-masthead .page-breadcrumb{margin-bottom:27px}.article-heading{text-align:center;max-width:1040px;margin-inline:auto;padding-top:9px}.article-heading h1{max-width:1000px;margin:15px auto 0;font-size:clamp(38px,4.3vw,60px);line-height:1.17}.article-heading .lead{max-width:820px;margin:18px auto 0;font-size:17px}.page-byline{color:#ffffffc7;justify-content:center;align-items:center;gap:12px;margin-top:27px;font-size:12px;display:flex}.page-byline p{line-height:1.7}.page-byline a{color:#fff;text-underline-offset:4px;font-weight:650;text-decoration:underline}.byline-details{flex-wrap:wrap;justify-content:center;gap:5px 12px;margin-top:3px;font-size:11px;display:flex}.article-layout{grid-template-columns:245px minmax(0,720px);justify-content:center;align-items:start;gap:68px;padding-block:54px 66px;display:grid}.article-layout:not(:has(>.page-toc)){grid-template-columns:minmax(0,720px)}.article-reading-column{min-width:0;max-width:100%}.page-toc{border-left:2px solid var(--line);max-height:calc(100svh - 56px);padding-inline:19px 6px;position:sticky;top:28px;overflow-y:auto}.page-toc h2{font-size:13px;font-weight:var(--subheading-weight);letter-spacing:0;margin-bottom:15px}.page-toc ol,.page-toc-mobile ol{list-style:none}.page-toc li+li{margin-top:10px}.page-toc a{color:var(--muted);padding-block:5px;font-size:13px;line-height:1.65;display:block}.page-toc a:hover,.page-toc-mobile a:hover{color:var(--steel);text-underline-offset:4px;text-decoration:underline}.toc-subsection{padding-left:14px}.page-toc .toc-subsection a{font-size:12px}.toc-help{border-top:1px solid var(--line);margin-top:23px;padding-top:18px}.toc-help p{color:var(--muted);font-size:12px;line-height:1.75}.toc-help .text-action{color:var(--steel);margin-top:6px;font-size:12px;font-weight:600;display:inline-flex}.page-toc-mobile{border:1px solid var(--line);background:var(--paper);border-radius:8px;margin-bottom:26px;display:none}.page-toc-mobile>summary{min-height:51px;font-family:var(--heading);font-size:13px;font-weight:var(--subheading-weight);justify-content:space-between;align-items:center;gap:15px;padding:16px 18px;list-style:none;display:flex}.page-toc-mobile>summary .icon{width:15px;height:15px;transition:transform .16s;transform:rotate(90deg)}.page-toc-mobile[open]>summary .icon{transform:rotate(-90deg)}.page-toc-mobile ol{padding:0 18px 15px}.page-toc-mobile a{color:var(--steel);padding-block:9px;font-size:13px;line-height:1.65;display:block}.page-takeaways{border-left:3px solid var(--teal);background:var(--color-surface-3);border-radius:10px;margin-bottom:35px;padding:25px 29px}.page-takeaways h2,.article-prose .page-takeaways :is(h2,h3){font-size:14px;font-weight:var(--subheading-weight);letter-spacing:0;margin-block:0}.page-takeaways ul,.article-prose .page-takeaways ul{gap:13px;margin-top:15px;padding-left:18px;list-style:outside;display:grid}.page-takeaways li,.article-prose .page-takeaways li{color:var(--muted);margin-block:0;padding-left:3px;font-size:15px;line-height:1.75}.article-prose .page-takeaways p{color:var(--muted);margin-block:15px;font-size:15px;line-height:1.75}.article-prose .page-takeaways>:last-child{margin-bottom:0}.article-illustration{max-width:640px;margin:0 auto 35px}.article-illustration img{border-radius:10px;width:100%;height:auto}.article-prose{min-width:0;color:var(--ink);font-family:var(--body);overflow-wrap:anywhere;font-size:18px;line-height:1.8}.article-prose p{line-height:inherit;margin-block:22px}.article-prose h2{font-size:30px;font-weight:var(--heading-weight);letter-spacing:-.035em;margin-block:46px 19px;line-height:1.3}.article-prose h3{margin-block:30px 16px;font-size:22px;line-height:1.4}.article-prose :where(h4,h5,h6){letter-spacing:-.025em;margin-block:26px 13px;font-size:18px}.article-prose :where(ul,ol){margin-block:20px;padding-left:24px}.article-prose ul{list-style:outside}.article-prose ol{list-style:decimal}.article-prose li{line-height:inherit;margin-block:11px;padding-left:5px}.article-prose li::marker{color:var(--steel)}.article-prose li p,.article-prose li :where(ul,ol){margin-block:8px}.article-prose a{color:var(--steel);text-decoration:underline;-webkit-text-decoration-color:var(--steel);-webkit-text-decoration-color:var(--steel);text-decoration-color:var(--steel)}@supports (color:color-mix(in lab, red, red)){.article-prose a{-webkit-text-decoration-color:color-mix(in srgb, var(--steel) 45%, transparent);-webkit-text-decoration-color:color-mix(in srgb, var(--steel) 45%, transparent);text-decoration-color:color-mix(in srgb, var(--steel) 45%, transparent)}}.article-prose a{text-underline-offset:4px}.article-prose a:hover{-webkit-text-decoration-color:var(--steel);-webkit-text-decoration-color:var(--steel);text-decoration-color:var(--steel)}.article-prose strong{color:var(--ink);font-weight:650}.article-prose blockquote{border-left:3px solid var(--teal);background:var(--color-surface-3);border-radius:0 8px 8px 0;margin-block:28px;padding:16px 22px}.article-prose blockquote>:first-child{margin-top:0}.article-prose blockquote>:last-child{margin-bottom:0}.article-prose hr{border-color:var(--line);margin-block:36px}.article-prose img{border-radius:8px;width:min(100%,640px);height:auto;margin:30px auto 18px}.article-prose p:has(>em:only-child){color:var(--muted);font-size:14px;line-height:1.8}.article-prose code{background:var(--color-surface-3);font-family:var(--font-mono,ui-monospace, monospace);border-radius:4px;padding:.15em .35em;font-size:.87em}.article-prose pre{overscroll-behavior-inline:contain;border:1px solid var(--line);background:var(--paper);border-radius:8px;max-width:100%;margin-block:26px;padding:20px;font-size:15px;line-height:1.7;overflow-x:auto}.article-prose pre code{min-width:max-content;font-size:inherit;white-space:pre;overflow-wrap:normal;background:0 0;padding:0;display:block}.article-prose table{overscroll-behavior-inline:contain;border-collapse:collapse;width:100%;max-width:100%;margin-block:28px;font-size:15px;line-height:1.7;display:block;overflow-x:auto}.article-prose th,.article-prose td{border:1px solid var(--line);vertical-align:top;min-width:9rem;padding:12px 15px}.article-prose th{background:var(--color-brand-soft);color:var(--ink);text-align:left;font-weight:650}.article-prose thead:has(th):not(:has(th:not(:empty))){display:none}.article-prose td{background:var(--color-surface)}.article-prose :is(th,td)[align=center]{text-align:center}.article-prose :is(th,td)[align=right]{text-align:right}.article-prose tbody tr:nth-child(2n) td{background:var(--paper)}.article-prose caption{color:var(--muted);text-align:left;padding-block:12px;font-size:13px}.article-prose>:first-child{margin-top:0}.article-prose>:last-child{margin-bottom:0}.page-inline-help{border:1px solid var(--line);background:var(--paper);border-radius:10px;margin-block:35px;padding:27px}.page-inline-help h2{font-size:23px;line-height:1.35}.page-inline-help p{color:var(--muted);margin-block:13px 19px;font-size:15px}.page-inline-help .btn{min-height:46px;font-size:13px}.page-author-bio{border-top:1px solid var(--line);align-items:start;gap:21px;margin-top:42px;padding-top:30px;display:flex}.page-author-bio>div{min-width:0}.page-author-bio img{object-fit:cover;border-radius:12px;flex-shrink:0;width:64px;height:64px}.page-author-bio h2{font-size:21px;font-weight:var(--subheading-weight);letter-spacing:-.025em;margin-block:8px 5px}.page-author-bio p{color:var(--muted);margin-top:13px;font-size:14px;line-height:1.8}.page-author-bio .page-category{color:var(--steel);margin-top:0;font-size:9px}.page-author-bio .author-role{margin-top:0;font-size:12px}.page-author-bio .experience-note{font-size:12px}.page-author-bio ul{color:var(--muted);margin-top:13px;padding-left:18px;font-size:13px;line-height:1.8;list-style:outside}.page-author-bio a:hover{color:var(--steel);text-underline-offset:4px;text-decoration:underline}.article-back{margin-top:28px;font-size:13px}.page-related{border-top:1px solid var(--line);background:var(--paper);padding-block:60px}.quote-page{background:var(--paper);padding-block:54px 70px}.wrap.quote-layout{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start;gap:45px;display:grid}.quote-intro{background:radial-gradient(ellipse at 80% 0%, var(--indigo), var(--navy) 75%);color:#fff;border-radius:14px;min-width:0;padding:38px}.quote-intro h1{font-size:clamp(32px,3.2vw,43px);font-weight:var(--heading-weight);line-height:1.15}.quote-intro :is(.text-muted,.text-brand-ink,.text-on-dark){color:var(--sky)}.quote-intro .text-brand-glow{color:var(--sky);letter-spacing:.11em;font-size:11px}.quote-contact{min-width:0}.quote-contact h2{font-size:18px;font-weight:var(--subheading-weight);letter-spacing:-.02em;line-height:1.4}.quote-contact a{text-underline-offset:4px;overflow-wrap:anywhere;max-width:100%;text-decoration:underline}.quote-panel{border:1px solid var(--line);background:var(--color-surface);min-width:0;color:var(--ink);border-radius:14px;padding:38px}.quote-panel h2{font-size:26px;line-height:1.3}.quote-form,.quote-form :where(fieldset,.grid,.flex){min-width:0}.quote-form :is(input:not([type=hidden]),select,textarea){min-width:0;max-width:100%;min-height:48px;color-scheme:inherit}.quote-form textarea{resize:vertical}.quote-form :is(input,select,textarea):focus{border-color:var(--steel);box-shadow:0 0 0 2px var(--steel)}@supports (color:color-mix(in lab, red, red)){.quote-form :is(input,select,textarea):focus{box-shadow:0 0 0 2px color-mix(in srgb, var(--steel) 25%, transparent)}}.quote-form :is(input,select,textarea)[aria-invalid=true]{border-color:var(--color-danger)}.quote-form :is(input,select,textarea):target{outline:3px solid var(--steel);outline-offset:4px}.quote-form .button-primary{min-height:50px}.quote-error-summary{overflow-wrap:anywhere;min-width:0;scroll-margin-top:28px}.quote-error-summary:focus{outline:3px solid var(--color-danger);outline-offset:4px}.quote-error-summary h3{font-size:18px;font-weight:var(--subheading-weight);line-height:1.4}.quote-error-summary a,.quote-success>a{text-underline-offset:4px;text-decoration:underline}.quote-error-summary a{color:var(--color-danger)}.quote-success{min-height:360px}.quote-success .button-primary{min-height:48px}.market-footer{background:var(--paper);min-width:0}.market-footer-main{background:var(--color-surface-footer);color:#ffffffce;padding-top:48px}.market-footer-grid{grid-template-columns:minmax(0,1.7fr) minmax(0,1fr) minmax(0,.7fr);gap:32px 70px;padding-bottom:28px;display:grid}.market-footer-brand{min-width:0}.brand-caption{color:var(--sky);margin-top:14px;font-size:14px}.footer-contact{flex-direction:column;align-items:start;gap:3px;margin-top:19px;display:flex}.footer-contact a{overflow-wrap:anywhere;max-width:100%;min-height:36px;padding-block:5px;font-size:14px;display:inline-block}.footer-contact a:hover,.footer-links a:hover{color:#fff;text-underline-offset:4px;text-decoration:underline}.footer-contact .phone{color:#fff;letter-spacing:-.02em;font-size:20px;font-weight:650}.footer-contact p{color:#ffffffc7;font-size:12px;line-height:1.6}.footer-heading{color:#fff;font-size:13px;font-weight:var(--subheading-weight);letter-spacing:0;margin-bottom:14px}.footer-links{grid-template-columns:repeat(2,minmax(0,1fr));gap:3px 23px;list-style:none;display:grid}.market-footer-grid nav:last-of-type .footer-links{grid-template-columns:minmax(0,1fr)}.footer-links a{align-items:center;min-height:36px;font-size:13px;display:inline-flex}.market-footer-license{border-top:1px solid #ffffff25;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 25px;padding-block:17px;font-size:12px;display:flex}.market-footer-license strong{color:var(--sky);margin-left:8px;font-weight:550}.market-footer-license a{min-height:36px;color:var(--sky);align-items:center;gap:9px;display:inline-flex}.market-footer-license .icon{width:15px;height:15px}.market-footer-license a:hover{text-underline-offset:4px;text-decoration:underline}.footer-bottom{color:#ffffffc7;border-top:1px solid #ffffff25;justify-content:space-between;align-items:center;gap:20px;padding-block:19px;font-size:11px;line-height:1.7;display:flex}.legal-ground{border-top:1px solid var(--line);background:var(--paper)}.legal-copy{color:var(--muted);grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 36px;padding-block:28px;font-size:11px;line-height:1.7;display:grid}.legal-copy p{line-height:1.7}.legal-copy p:last-child{grid-column:1/-1}.legal-copy strong{color:var(--ink);font-weight:650}img[src$=\.svg]{object-fit:contain}@media (max-width:1100px){.header-inner{gap:20px}.header-links{gap:21px}.header-actions{gap:16px}.nav-link,.sign-in,.header-quote{font-size:13px}.process-layout,.agent-layout{gap:45px}.service-hero-grid{gap:38px}.service-commercial .service-hero-grid,.commercial-page .service-hero-grid,.service-hero-grid:has(figcaption),.bop-layout,.policy-review-layout,.ltc-layout,.business-prep-layout,.page-questions-layout{gap:40px}.bop-comparison>div:not(.bop-income-note){padding:21px}.policy-type{padding:23px}.article-layout{grid-template-columns:220px minmax(0,1fr);gap:40px}.about-founder,.about-section-grid,.about-coverage-links{gap:48px}.about-recognition{grid-template-columns:285px minmax(0,1fr);gap:40px}.about-state-list{column-gap:20px}.about-state-list li{gap:12px;font-size:15px}.market-footer-grid{column-gap:50px}.wrap.quote-layout{gap:30px}.quote-intro,.quote-panel{padding:30px}}@media (max-width:1000px){.wrap{width:calc(100% - 48px)}.header-links{display:none}.mobile-nav{display:block}.section-pad{padding-block:64px}.section-head{flex-direction:column;align-items:start;gap:18px}.section-head>p{max-width:560px}.a-choices{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.a-choice{padding:17px 15px}.carrier-strip{flex-direction:column;align-items:stretch;gap:24px}.carrier-strip>p{text-align:center}.carrier-logos{justify-content:center;gap:36px}.network-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}.needs-results,.coverage-card-grid,.enrollment-grid,.review-grid,.article-collection{grid-template-columns:repeat(2,minmax(0,1fr))}.faq-layout{grid-template-columns:minmax(0,1fr);gap:29px}.faq-layout>div>p:not(.market-eyebrow){max-width:560px}.process-layout h2,.agent-layout h2{font-size:33px}.process-visual{padding:25px}.situation-copy{padding:27px}.situation-copy h3{font-size:26px}.press-strip{flex-direction:column;gap:20px}.press-strip h3{text-align:center;max-width:none}.press-strip>div{justify-content:center}.policy-type-grid{gap:17px}.policy-type h3{font-size:22px}.bop-layout{grid-template-columns:minmax(0,1fr);gap:30px}.bop-copy h2{max-width:660px}.featured-copy{padding:29px}.featured-copy h2{font-size:28px}.article-layout{max-width:768px;display:block}.page-toc{display:none}.page-toc-mobile{display:block}.about-coverage-links ul{grid-template-columns:repeat(2,minmax(0,1fr))}.wrap.quote-layout{grid-template-columns:minmax(0,1fr);max-width:768px}.quote-intro h1{max-width:600px;font-size:40px}.quote-intro,.quote-panel{padding:34px}}@media (max-width:760px){.wrap{width:calc(100% - 40px)}.site-header{min-height:74px}.logo{width:150px}.header-inner{gap:14px}.header-actions{gap:10px}.header-quote{display:none}.sign-in{font-size:12px}.section-pad{padding-block:54px}.section-head{margin-bottom:28px}.section-head h2{max-width:none}.market-eyebrow{letter-spacing:.09em;margin-bottom:12px;font-size:10px}.body-lg{font-size:17px}.section-intro,.btn{font-size:15px}.a-hero{padding-block:37px 32px}.a-hero h1{margin-block:19px 18px;font-size:46px}.a-hero .eyebrow{letter-spacing:.09em;font-size:10px}.a-hero .body-lg{max-width:420px;font-size:17px}.a-start{margin-top:26px}.a-choices{grid-template-columns:repeat(2,minmax(0,1fr))}.a-choice{border-radius:10px;gap:9px;padding:13px 15px}.a-choice-top>.icon:first-child{width:22px;height:22px}.a-choice-name{font-size:16px}.a-reassurance{gap:8px 14px;margin-top:23px;font-size:11px}.carrier-strip{gap:20px;padding-block:25px 10px}.carrier-logos{flex-wrap:wrap;gap:18px 28px}.carrier-logos img{width:100px;height:31px}.network-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.network-grid img{height:32px}.network-grid a{padding-inline:6px}.needs-results,.needs-results:has(>.needs-result:nth-child(2):last-child),.needs-results:has(>.needs-result:only-child){grid-template-columns:minmax(0,1fr);gap:17px}.needs-result,.needs-result:only-child{padding:23px;display:flex}.needs-result:only-child ul{margin-top:18px}.needs-result-top{margin-bottom:16px}.needs-context{font-size:12px}.situation-tabs{gap:7px}.panel-label,.page-topicbar a{padding-inline:12px;font-size:11px}.situation-panel{grid-template-columns:minmax(0,1fr)}.situation-panel>img{height:228px;min-height:0}.situation-copy{padding:24px}.situation-copy h3{font-size:25px}.situation-copy>p:not(.market-eyebrow){font-size:14px}.situation-links{gap:8px;margin-top:18px}.situation-links a{padding-inline:12px;font-size:11px}.process-layout,.agent-layout{grid-template-columns:minmax(0,1fr);gap:30px}.process-layout h2,.agent-layout h2{font-size:30px}.process-intro,.agent-intro{margin-top:17px;font-size:15px}.process-steps{margin-top:20px}.process-steps .panel-label{gap:12px;padding:18px 8px 18px 13px;font-size:14px}.process-visual{min-height:335px;padding:23px}.agent-portrait{width:100%;max-width:430px}.agent-portrait>img{aspect-ratio:1.1}.agent-portrait figcaption{padding:60px 22px 21px}.agent-portrait figcaption strong{font-size:20px}.agent-principles{gap:18px;margin-top:24px}.agent-layout .btn{margin-top:24px}.market-ratings{gap:20px 28px}.market-ratings a>strong{font-size:29px}.review-grid{grid-template-columns:minmax(0,1fr);gap:19px}.market-review{padding:24px}.market-review blockquote{font-size:15px}.press-strip{padding-top:26px}.press-strip img{width:120px;height:33px}.press-strip a{padding:9px 12px}.market-filters{gap:6px;margin-bottom:24px}.faq-layout{gap:24px}.market-faq-list summary{padding-block:19px;font-size:14px}.market-faq-list details>p{padding-bottom:20px;font-size:14px}.article-collection,.article-collection:has(>.article-card:nth-child(2):last-child),.article-collection:has(>.article-card:only-child){grid-template-columns:minmax(0,1fr);gap:31px}.article-card-image{aspect-ratio:1.7}.article-card-body{padding-top:22px}.page-masthead,.page-service-hero{padding-block:24px 39px}.page-breadcrumb{margin-bottom:20px;font-size:11px}.page-centered-head{padding-block:16px 0}.page-masthead h1,.page-service-hero h1{font-size:40px}.page-masthead .eyebrow,.page-service-hero .eyebrow{font-size:10px}.page-masthead .lead,.page-service-hero .lead{margin-top:20px;font-size:16px;line-height:1.75}.service-hero-grid,.service-commercial .service-hero-grid,.commercial-page .service-hero-grid,.service-hero-grid:has(figcaption){grid-template-columns:minmax(0,1fr);gap:27px}.commercial-hero-photo img{aspect-ratio:1.65}.commercial-hero-photo figcaption{padding:40px 20px 17px;font-size:12px}.service-hero-actions{gap:8px 20px;margin-top:22px}.service-hero-actions .btn{font-size:13px}.hero-reassurance{font-size:11px}.commercial-risk-map{padding-block:49px}.risk-columns{display:none}.risk-row{grid-template-columns:minmax(0,1fr);gap:16px;padding-block:24px}.risk-row:first-child{border-top:2px solid var(--ink)}.risk-concern{gap:12px}.risk-concern strong{color:var(--steel);font-size:15px}.risk-concern .icon{width:21px;height:21px}.risk-detail h3{font-size:22px}.risk-detail .risk-prompt{font-size:12px}.bop-section{padding-block:47px}.bop-layout,.policy-review-layout,.business-prep-layout,.ltc-layout,.page-questions-layout,.life-priorities-layout{grid-template-columns:minmax(0,1fr);gap:29px}.bop-comparison{gap:13px}.bop-comparison>div:not(.bop-income-note){padding:20px 16px}.bop-comparison h3{font-size:13px}.bop-comparison li{gap:7px;font-size:13px}.bop-copy>p:not(.market-eyebrow),.policy-review-layout>div>p:not(.market-eyebrow),.business-prep-copy>p:not(.market-eyebrow),.ltc-intro>p:not(.market-eyebrow),.life-priorities-layout>div>p:not(.market-eyebrow){font-size:15px}.business-prep-card{padding:24px}.ltc-questions{padding:25px}.ltc-questions li{font-size:14px}.life-hero .eyebrow{margin-top:14px}.life-hero .service-hero-actions{flex-direction:column;align-items:stretch}.life-hero .service-hero-actions .text-action{justify-content:center}.policy-type-grid,.coverage-card-grid,.enrollment-grid{grid-template-columns:minmax(0,1fr);gap:22px;margin-top:28px}.policy-type,.coverage-card,.enrollment-card{padding:25px}.policy-type h3{font-size:25px}.policy-type>.icon{margin-bottom:19px}.policy-options{padding:24px}.policy-options-grid{grid-template-columns:minmax(0,1fr);gap:22px}.page-cta{padding-block:42px}.page-cta>.wrap{flex-direction:column;align-items:start;gap:23px}.page-cta p:not(.eyebrow){font-size:15px}.about-hero{padding-block:24px 0}.about-hero-copy{padding-block:9px 33px}.about-hero h1{margin-top:18px;font-size:41px}.about-hero .lead{margin-top:22px}.about-section-links{gap:0 25px;padding-block:19px;font-size:11px}.about-section-links>span{flex-basis:100%;margin-bottom:5px}.about-founder,.about-section-grid,.about-recognition,.about-coverage-links{grid-template-columns:minmax(0,1fr);gap:30px}.about-portrait{width:100%;max-width:430px}.about-founder h2{font-size:33px}.founder-story,.about-section-intro>p:not(.market-eyebrow){font-size:15px}.about-founder-close{margin-top:22px;padding-top:19px}.about-principles li{gap:18px;padding-block:23px}.about-principles h3{font-size:21px}.about-coverage-links{gap:20px;margin-top:31px}.about-coverage-links ul{gap:5px 28px}.about-state-list{column-gap:18px}.about-state-list li{gap:10px;min-height:69px;font-size:14px}.about-state-icon{width:32px;height:32px}.about-recognition{gap:26px;padding-block:46px}.about-recognition>img{max-width:340px}.about-recognition h2{font-size:29px}.resources-masthead h1{font-size:38px}.library{padding-block:30px 50px}.library-toolbar{gap:17px;margin-bottom:18px}.page-topicbar{gap:7px}.library-status{font-size:11px}.featured-resource{grid-template-columns:minmax(0,1fr);margin-bottom:34px}.featured-copy{padding:25px}.featured-copy h2{font-size:27px}.featured-copy>p:not(.featured-label,.featured-meta){font-size:14px}.featured-resource>img{height:225px;min-height:0}.library-empty{padding:30px 24px}.article-pagination{flex-direction:column;align-items:start;gap:16px;margin-top:29px}.pagination-links{gap:6px}.pagination-links a,.pagination-links>span{padding-inline:11px}.library-results-heading h2{font-size:23px}.page-help-band{padding-block:35px}.page-help-band .wrap{flex-direction:column;align-items:start;gap:23px}.page-help-band h2{font-size:26px}.article-heading{padding-top:0}.article-heading h1{margin-top:12px;font-size:37px;line-height:1.2}.article-heading .lead{font-size:16px}.page-byline{text-align:left;justify-content:start;margin-top:22px;font-size:11px}.byline-details{justify-content:start;font-size:10px}.article-layout{padding-block:31px 45px}.page-takeaways{padding:22px 23px}.article-prose{font-size:17px;line-height:1.85}.article-prose h2{margin-top:36px;font-size:26px}.article-prose h3{font-size:21px}.article-prose :where(ul,ol){padding-left:20px}.article-prose img{max-width:100%}.page-inline-help{padding:23px}.page-inline-help h2{font-size:22px}.page-author-bio{gap:15px}.page-author-bio img{width:50px;height:50px}.page-author-bio h2{font-size:20px}.page-related{padding-block:45px}.quote-page{padding-block:30px 45px}.wrap.quote-layout{gap:25px}.quote-intro,.quote-panel{padding:27px}.quote-intro h1{font-size:35px}.quote-panel h2{font-size:25px}.quote-form .grid{grid-template-columns:minmax(0,1fr)}.market-footer-main{padding-top:38px}.market-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px 25px}.market-footer-brand{grid-column:1/-1}.footer-links{grid-template-columns:minmax(0,1fr)}.market-footer-license{flex-direction:column;align-items:start;gap:6px}.market-footer-license p{flex-direction:column;gap:6px;display:flex}.market-footer-license strong{margin-left:0}.footer-bottom{flex-direction:column;align-items:start;gap:9px}.legal-copy{grid-template-columns:minmax(0,1fr);gap:15px;padding-block:24px}}@media (max-width:380px){.wrap{width:calc(100% - 32px)}.logo{width:136px}.header-inner{gap:12px}.sign-in{display:none}.mobile-nav>nav{grid-template-columns:minmax(0,1fr);padding-inline:16px}.a-hero h1{font-size:39px}.a-choice{padding-inline:12px}.a-choice-name{font-size:15px}.a-choice-detail{font-size:10px}.a-reassurance{gap:7px 12px}.network-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.needs-result,.needs-result:only-child,.situation-copy,.process-visual{padding:20px}.situation-links a{gap:8px;padding-inline:10px}.page-masthead h1,.page-service-hero h1{font-size:36px}.service-hero-actions .btn{width:100%}.bop-comparison{grid-template-columns:minmax(0,1fr)}.policy-type,.coverage-card,.enrollment-card,.business-prep-card,.ltc-questions{padding:22px}.about-hero h1{font-size:37px}.about-hero .eyebrow{max-width:250px;line-height:1.8}.about-state-list{grid-template-columns:minmax(0,1fr)}.about-state-list li{min-height:58px;font-size:16px}.about-coverage-links ul{column-gap:18px}.about-coverage-links a{gap:8px;font-size:13px}.featured-copy,.library-empty,.page-inline-help{padding:22px}.article-heading h1{font-size:33px}.page-takeaways{padding:21px}.page-author-bio{flex-direction:column}.quote-intro,.quote-panel{padding:23px}.quote-intro h1{font-size:32px}}@media (prefers-reduced-motion:reduce){.article-card:hover .article-card-image img:not([src$=\.svg]){transform:none}}.legal-center{color:var(--color-ink);padding-block:2rem 5rem}.legal-breadcrumbs{color:var(--color-muted);flex-wrap:wrap;gap:.5rem;margin-bottom:2.5rem;font-size:.875rem;display:flex}.legal-center a,.quote-legal-note a{color:var(--color-brand-ink);text-underline-offset:.2em;text-decoration:underline}.legal-center a:hover,.quote-legal-note a:hover{text-decoration-thickness:2px}.legal-center a:focus-visible,.legal-center summary:focus-visible{outline:2px solid var(--color-brand-ink);outline-offset:4px}.legal-header{max-width:52rem;margin-bottom:3rem}.legal-header h1{font-family:var(--font-display);margin-block:.75rem 1.25rem;font-size:clamp(2rem,5vw,3rem);font-weight:600;line-height:1.2}.legal-header>p{line-height:1.7}.legal-meta{color:var(--color-muted);margin-top:1.25rem;font-size:.875rem}.legal-cards{gap:1.25rem;display:grid}.legal-card{border:1px solid var(--color-stroke);background:var(--color-surface);border-radius:.75rem;padding:1.75rem}.legal-card h2,.legal-related h2{font-family:var(--font-display);margin-bottom:.75rem;font-size:1.25rem;font-weight:600}.legal-card p{margin-bottom:1rem;line-height:1.7}.legal-help{max-width:65ch;margin-top:2rem;line-height:1.7}.legal-layout{align-items:start;gap:2rem;display:grid}.legal-sidebar{min-width:0}.legal-toc-desktop{display:none}.legal-toc-mobile{border:1px solid var(--color-stroke);background:var(--color-surface-2);border-radius:.5rem;padding:1rem}.legal-toc-mobile summary{cursor:pointer;font-weight:600}.legal-sidebar ol{margin-top:1rem;list-style:none}.legal-sidebar li{margin-block:.75rem;font-size:.875rem;line-height:1.5}.legal-sidebar .legal-toc-subsection{padding-left:1rem}.legal-prose{overflow-wrap:anywhere;max-width:72ch;line-height:1.8}.legal-prose p,.legal-prose ul,.legal-prose ol{margin-block:1rem}.legal-prose ul{padding-left:1.5rem;list-style:outside}.legal-prose ol{padding-left:1.5rem;list-style:decimal}.legal-prose li{margin-block:.4rem}.legal-prose h2,.legal-prose h3{font-family:var(--font-display);scroll-margin-top:7rem;font-weight:600;line-height:1.4}.legal-prose h2{margin-block:2.75rem 1rem;font-size:1.5rem}.legal-prose h2:first-child{margin-top:0}.legal-prose h3{margin-block:2rem .75rem;font-size:1.125rem}.legal-prose table{border-collapse:collapse;margin-block:1.5rem;display:block;overflow-x:auto}.legal-prose th,.legal-prose td{border:1px solid var(--color-stroke);text-align:left;padding:.75rem}.legal-back{margin-block:2rem}.legal-related{border-top:1px solid var(--color-stroke);padding-top:2rem}.legal-related ul{gap:.75rem;margin-block:1rem 1.5rem;display:grid}.market-footer-grid{grid-template-columns:minmax(0,1.35fr) minmax(0,.75fr) minmax(0,.75fr) minmax(0,1fr);column-gap:48px}.market-footer-grid .footer-links{grid-template-columns:minmax(0,1fr)}.market-footer-grid .footer-links a{overflow-wrap:anywhere;min-height:40px}@media (max-width:1023px){.market-footer-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}.market-footer-brand{grid-column:1/-1}}@media (max-width:639px){.market-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 24px}.market-footer-grid nav:last-of-type{grid-column:1/-1}}.quote-legal-note{color:var(--color-muted);font-size:.8125rem;line-height:1.7}@media (min-width:64rem){.legal-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.legal-layout{grid-template-columns:minmax(13rem,17rem) minmax(0,1fr);gap:4rem}.legal-sidebar{max-height:calc(100vh - 9rem);position:sticky;top:7rem;overflow-y:auto}.legal-toc-desktop{border-left:2px solid var(--color-stroke);padding-left:1.25rem;display:block}.legal-toc-desktop h2{font-family:var(--font-display);font-size:1rem;font-weight:600;line-height:1.5}.legal-toc-mobile{display:none}}@media print{html:has(.legal-center),body:has(.legal-center){color-scheme:light;color:#000!important;background:#fff!important}body:has(.legal-center){--color-surface:white;--color-surface-2:white;--color-ink:black;--color-muted:#333;--color-brand-ink:black}body:has(.legal-center) .site-header,body:has(.legal-center) .market-footer,.legal-sidebar,.legal-breadcrumbs,.legal-back,.legal-related{display:none!important}.legal-center{--color-ink:black;--color-muted:#333;--color-brand-ink:black;max-width:none;padding:0}.legal-layout{display:block}.legal-header{margin-bottom:2rem}.legal-prose{max-width:none;font-size:11pt}.legal-prose h2,.legal-prose h3{break-after:avoid}.legal-prose p,.legal-prose li{orphans:3;widows:3}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}