Terms and Conditions of Use
This Terms and Conditions of Use Agreement (“Terms of Use”) constitutes a binding agreement between you and NavaQuote LLC (“NavaQuote,” “we,” “our,” or “us”). Please read these Terms of Use carefully. By accessing or using https://navaquote.com/ (the “Site”), you accept and agree to be bound by these Terms. If you do not agree, do not use this Site or submit any personal information.
We reserve the right to update these Terms at any time without prior notice. Your continued use of the Site after any changes are posted constitutes your acceptance of the revised Terms.
About NavaQuote
NavaQuote LLC is a licensed, independent insurance agency offering a broad range of insurance solutions, including but not limited to Medicare, health, dental, vision, life, auto, home, renters, pet, business, and commercial policies. We operate as a broker representing multiple carriers, but we do not endorse any single insurance company and we are not connected with the federal government or the federal Medicare program. Our mission is to help you compare your options and choose coverage that fits your specific needs.
Personal and Noncommercial Use
This Site is intended for personal, non-commercial use. You agree to use this Site only for lawful purposes and in compliance with these Terms. You may not reproduce, redistribute, publish, transmit, modify, sell, or exploit any part of the Site or its content for commercial purposes without our express written permission.
You must be at least 18 years old to use this Site or to request a quote.
Ownership and Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, icons, images, software, and audio or video materials, is the property of NavaQuote or its content suppliers and is protected by intellectual property laws. You may not copy, distribute, modify, or create derivative works based on this content without our express written consent.
User Submissions
Any information, reviews, testimonials, feedback, or other content you submit to NavaQuote through the Site, email, chat, social media, or otherwise becomes our property. We reserve the right to use, reproduce, or display such submissions for marketing, promotional, or operational purposes, unless otherwise prohibited by law.
No Guarantee of Quotes or Coverage
NavaQuote connects users with licensed agents and insurance carriers to help them obtain quotes and apply for insurance coverage. We do not guarantee that you will receive a quote, be contacted by an agent, or be offered coverage. All insurance applications are subject to underwriting approval and availability in your state.
Not Legal or Financial Advice
Information provided on this Site is for general educational and informational purposes only. It is not intended as legal, financial, or tax advice. For personalized assistance, you should consult with a qualified insurance agent, attorney, or financial advisor.
Limitations of Liability
This Site is provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee that the Site will be error-free, uninterrupted, or secure.
To the fullest extent permitted by law, NavaQuote and its affiliates, agents, or licensors are not liable for any indirect, incidental, consequential, special, or punitive damages arising out of your access to or use of the Site or any products or services obtained through it.
If you are dissatisfied with the Site, your sole remedy is to stop using it.
Indemnification
You agree to indemnify, defend, and hold harmless NavaQuote, its officers, agents, employees, affiliates, and partners from any claims, liabilities, damages, expenses, or costs (including reasonable legal fees) resulting from your use of the Site, your violation of these Terms, or your infringement of any intellectual property or other rights of a third party.
Prohibited Conduct
You agree not to:
- Impersonate any individual or entity
- Submit false or misleading information
- Submit information on behalf of someone else without their consent
- Upload malware, viruses, or harmful code
- Use automated scripts, bots, or scrapers
- Attempt to interfere with the operation of the Site
- Use the Site for any unlawful or unauthorized purpose
Links to Third-Party Sites
This Site may contain links to other websites maintained by third parties. These links are provided for your convenience only. NavaQuote does not control, endorse, or take responsibility for the content or policies of any third-party websites.
Governing Law and Jurisdiction
These Terms are governed by and interpreted in accordance with the laws of the State of Arizona, without regard to conflict of law principles. Any legal action or proceeding arising out of your use of the Site shall be brought exclusively in a court of competent jurisdiction in Maricopa County, Arizona.
Termination
We reserve the right to suspend or terminate your access to the Site at any time, with or without cause or notice.
Severability
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and NavaQuote regarding your use of the Site and supersede any prior agreements or understandings.
Contact Us
If you have any questions about these Terms, please contact us:
📧 [email protected]
📞 706-600-8053
🌐 https://navaquote.com/